MERCHANT LYNX SERVICES - bank statements

[merchant_lynx_services ()]

What are the advantages of a debit card?

It is often easier to get than a credit card.
You don't have to get your check approved or
     show identification at stores.
You don't have to carry cash, a checkbook or traveler's checks.
Debit cards are more readily accepted than checks, especially when you are
     traveling.
You don't pay interest charges


<p>Because checkout lines move
faster, storeowners
like debit cards. They don't worry about bounced checks or need to take checks or cash
to the bank. Debit card processing fees for the merchant are generally
lower than credit card fees</p>

What are the disadvantages of
a debit card?

You need enough money in your bank account to
     cover each purchase.
Since you paid for the purchase at checkout
     and the money is out of your account, you have less protection if something goes wrong with the purchase. Your bank won't put money
     back into your account for items that are never delivered, don't work or
     were misrepresented.
You may have bank fees—such as monthly
     service charges, per-transaction costs or penalties—for dropping below
     your required minimum balance. Check with your bank to find out those
     extra costs.
You have less protection if your debit card
     is lost or misused than with a credit card.

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Testimonials:




Creative Scapes Inc.
Laplata, MD 20646


June 08, 2007

Dear Merchant Services,

I wanted to take a moment and thank your company for doing such a great job with the install and set up of our new credit card terminal.

I have already begun to notice my savings and the deposits are there the next day.

Your salesman and your customer service staff have been available to answer all my questions and the transition from my old processor to your company was almost effortless. Your installer took care of closing the old account, setting up the new account and making sure my self and my staff were trained and comfortable with our terminal before he left.

Thanks again for doing such a great job!

Sincerely,

Donna Trembly






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