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Re: edits to chapter 6
by Jack Ostroff
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First - I"ll go on to other chapters now, and return to this on after
you apply all or part of the patch, and I understand you will not use
the screenshot I sent. Another thing to consider putting somewhere in
the docs, although I'm not sure where (near the beginning, I think) is
some statement about the differences in banking in different
locations. I suppose this is only critical for on-line banking, but in
that area, it seems there is a lot more available in Europe than in the
US.
On 2009.07.09 14:42, Thomas Baumgart wrote:
> On Thursday 09 July 2009 17:14:46 Jack wrote:
>
>> Here is the patch for details-accounts.docbook. I have also
>> attached the new newinst.png.
>> The issues in my previous mail (IBAN vs BIC) still need to be
>> addressed.
> Please see response in other thread.
As I understand, the BIC and Routing Number are then correct on the new
institution page (at least in theory only until any of this is actually
used for on-line banking in the future). The only thing still
critical is to change IBAN to BIC on this page, and change the
reference to the wikipedia page. The account page should then have
both account number and IBAN - but in fact I only just paid attention
now that these are both on the first page of the new account process.
The possibly confusing part is that particular page is labeled
"institution" since you also pick the institution for the account. I
think this is ok - but when I return to this page, I'll add an
explanation of account number and IBAN (with the other wikipedia link)
in the paragraph above the new institution screenshot.
Actually - the more I think about it, the new institution screenshot
and explanation should be moved to the previous chapter (on
Institutions) and only a reference to that here, if you need to create
a new institution for the account you are creating.
>> Is there any reason this section does not explicitly describe
>> setting up checking or savings accounts?
> Hmm, maybe because there is only this one page and for credit cards
> you see a second one?
>> In the section on loan accounts, there is a sentence "Compounding is
>> where the interest is added to the amount owed on the loan so that
>> when the interest is next calculated there will be more interest
>> paid on the interest." I'm not sure I follow this - should it be
>> "... there will be less interest paid on the principle, since it has
>> decreased." ??
> No. It's about interest to be paid on interest. Assume you have a
> loan and you will be charged interest every month, but only pay
> principal every three months. Then for the first and second month
> your dues rise and thus your interest for the next month. Only after
> the third month when the principal is lowered it will be less than in
> the beginning (hopefully).This is not just because you only pay principle every three months, but
because you don't even make the interest only payment in between. This
can also happen if the interest can rise but there is a limit on the
increase in monthly payment. (I actually had a mortgage like that once
- it was not pretty...) It does make sense now.
>> My final questions are about editing accounts. The last sentence
>> under editing accounts says "Alternatively the account details can
>> be changed through the Ledgers view via the Account Details button
>> in the command frame." This is only one of two places in the entire
>> manual that mention "command frame" which is not defined anywhere.
>> I assume the command frame is the area in the view below the main
>> display, but in the ledger, I don't see any Account Details button.
>> Am I missing it, or has it been removed?
> It has been removed. There's only the account edit button and the
> menu entry.Than that will also need editing.
>> My other issue about editing is that the description of editing
>> account details seems not to apply to loans. When I try to edit a
>> loan account, I get the loan wizard, not a dialog with the account
>> details.
> Yes. That's right.
>> A few weeks ago, I spent a lot of time just trying to find out what
>> interest rate I had used to set up a loan. Should this section at
>> least mention this issue?
> That certainly would be helpful.
Am I correct that the only way to see the current interest on a loan is
to edit the loan, say you are going to modify the interest rate, go
through all the screens until you get to the interest, and then cancel
the edit?
I guess after I do a few more chapters, I'll come back to this one and
the previous one.
Jack
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you apply all or part of the patch, and I understand you will not use
the screenshot I sent. Another thing to consider putting somewhere in
the docs, although I'm not sure where (near the beginning, I think) is
some statement about the differences in banking in different
locations. I suppose this is only critical for on-line banking, but in
that area, it seems there is a lot more available in Europe than in the
US.
On 2009.07.09 14:42, Thomas Baumgart wrote:
> On Thursday 09 July 2009 17:14:46 Jack wrote:
>
>> Here is the patch for details-accounts.docbook. I have also
>> attached the new newinst.png.
>> The issues in my previous mail (IBAN vs BIC) still need to be
>> addressed.
> Please see response in other thread.
As I understand, the BIC and Routing Number are then correct on the new
institution page (at least in theory only until any of this is actually
used for on-line banking in the future). The only thing still
critical is to change IBAN to BIC on this page, and change the
reference to the wikipedia page. The account page should then have
both account number and IBAN - but in fact I only just paid attention
now that these are both on the first page of the new account process.
The possibly confusing part is that particular page is labeled
"institution" since you also pick the institution for the account. I
think this is ok - but when I return to this page, I'll add an
explanation of account number and IBAN (with the other wikipedia link)
in the paragraph above the new institution screenshot.
Actually - the more I think about it, the new institution screenshot
and explanation should be moved to the previous chapter (on
Institutions) and only a reference to that here, if you need to create
a new institution for the account you are creating.
>> Is there any reason this section does not explicitly describe
>> setting up checking or savings accounts?
> Hmm, maybe because there is only this one page and for credit cards
> you see a second one?
>> In the section on loan accounts, there is a sentence "Compounding is
>> where the interest is added to the amount owed on the loan so that
>> when the interest is next calculated there will be more interest
>> paid on the interest." I'm not sure I follow this - should it be
>> "... there will be less interest paid on the principle, since it has
>> decreased." ??
> No. It's about interest to be paid on interest. Assume you have a
> loan and you will be charged interest every month, but only pay
> principal every three months. Then for the first and second month
> your dues rise and thus your interest for the next month. Only after
> the third month when the principal is lowered it will be less than in
> the beginning (hopefully).
because you don't even make the interest only payment in between. This
can also happen if the interest can rise but there is a limit on the
increase in monthly payment. (I actually had a mortgage like that once
- it was not pretty...) It does make sense now.
>> My final questions are about editing accounts. The last sentence
>> under editing accounts says "Alternatively the account details can
>> be changed through the Ledgers view via the Account Details button
>> in the command frame." This is only one of two places in the entire
>> manual that mention "command frame" which is not defined anywhere.
>> I assume the command frame is the area in the view below the main
>> display, but in the ledger, I don't see any Account Details button.
>> Am I missing it, or has it been removed?
> It has been removed. There's only the account edit button and the
> menu entry.
>> My other issue about editing is that the description of editing
>> account details seems not to apply to loans. When I try to edit a
>> loan account, I get the loan wizard, not a dialog with the account
>> details.
> Yes. That's right.
>> A few weeks ago, I spent a lot of time just trying to find out what
>> interest rate I had used to set up a loan. Should this section at
>> least mention this issue?
> That certainly would be helpful.
Am I correct that the only way to see the current interest on a loan is
to edit the loan, say you are going to modify the interest rate, go
through all the screens until you get to the interest, and then cancel
the edit?
I guess after I do a few more chapters, I'll come back to this one and
the previous one.
Jack
------------------------------------------------------------------------------
Enter the BlackBerry Developer Challenge
This is your chance to win up to $100,000 in prizes! For a limited time,
vendors submitting new applications to BlackBerry App World(TM) will have
the opportunity to enter the BlackBerry Developer Challenge. See full prize
details at: http://p.sf.net/sfu/Challenge
_______________________________________________
KMyMoney2-developer mailing list
KMyMoney2-developer@...
https://lists.sourceforge.net/lists/listinfo/kmymoney2-developer
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